So I visited Clear Debt today, it’s a British/Welsh Debt Management service that helps people who are under very real debt-related drama. They can actually reduce the size of your total debt, stop any additional interest on the debt, and best of all, thy can make sure you won’t love your home because of it.

They’ve got this thing I’d never heard of before, an IVA — Individual Voluntary Arrangement — the you can apply for online, where someone is assigned to walk you through the whole debt management process, and they have insolvency practitioners and chartered accountants to handle and supervise the arrangement. In other words? It’s idiot proof, which would definitely be the way I’d have to go with it. Never mind why. *lol*

Clear Debt also has the “Analyser,” a test you can take to see what kind of debt solution you need. You give them some of you financial details and they give you an instant report of the options available to you based on you info.

Clear Debt is a very together site, they’ve got a forum, an IVA FAQs page to help you understand what the process really entails, and a decent press office — and by “decent,” I mean one with articles that goes back to mid-05, which is impressive, as many business sites are so slapped together. Anyway, if you need this kinda thing, and your in the England/Wales area, this seems like the place to go.

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